Personal Contract Purchase
Personal Contract Purchase allows employees who wish to replace their company car to avoid liabilities and have more choice over their chosen vehicle.

However, you do not have to be a company car user to be eligible for PCP which is an ideal way for an individual or professional person to buy their own new or nearly new car with low monthly payments and no large deposit to find. The risk on depreciation is taken away, as the future value of the vehicle is guaranteed. If the actual vehicle is equal to the final payment set at the outset of the Agreement, and if the actual value of the vehicle falls below this figure, County still guarantee to buy the vehicle for this agreed figure. However if the value of the vehicle exceeds the agreed figure, you are free to sell the vehicle, and make the final payment to us leaving you with the excess. Alternatively you may chose to make the final payment and keep the vehicle. Road fund Licence is provided throughout the term of the Agreement.

Benefits:
One of the most unpredictable aspects of running a car is servicing and maintenance expenditure. When you choose to take a Personal Contract Purchase plan we are able to offer a comprehensive maintenance package for your chosen car, allowing you to spread the cost of maintaining your vehicle over its contract period through regular fixed monthly payments. This helps provide peace of mind by removing the unpredictability of those garage bills which always seem to arrive at the wrong time. The maintenance package includes servicing and maintenance for the life of the contract, including replacement tyres, batteries and exhausts, together with 24 hour European breakdown and recovery. This facility is particularly attractive to ex-company car drivers, who are familiar with the benefits of a fully maintained car for a fixed monthly payment.

 
   Early Termination Insurance
The Early Termination Insurance has been designed to provide up to 6elements of cover, Resignation, Unemployment, Instalment Waiver, Maternity Benefit, Death and Vehicle Write-off. Sold as either a fixed price option or monthly as part of the vehicle rental. It is not sensitive to vehicle manufacturer or Term of Agreement.
   Gap Protecton Plan
Gap Protection Plan is designed to provide greater peace of mind for you and your family. The Plan covers the Shortfall between the amount you receive from your Motor Insurer in the event of Total Loss of your vehicle following accidental damage, fire or theft and the amount you require to settle your finance agreement.

• Additional Benefit
In additon, the plan has been extended to include Accidental Death protecton if you or your spouse die following an accident in your vehicle.
   Payment Protecton Plan
A special insurance plan designed exclusively for County Leasing & insurance customers, to provide security and greater peace of mind for you and your family. It offers exclusive benefits, preferential rates, a high level of cover and is exceptional value for money. This valuable incsurance wil pay your monthly repayments if you should find yourself unable to work due to:

• Involuntary Unemployment
• Acident & Sickness
or will settle your outstanding balance on your financial agreement in the event of Death or Critical illness u to £30,000.
• The plan provides cover for the period of your finance agreement.
   Roadside Assistance
A replacement vehicle facility may be added to your maintenance contract to cover you for mechanical and if required accident breakdown whilst your car is off the road.
   Vehicle Insurance

Should you require vehicle insurance, we are able to provide competitive quotes.

Please visit our vechicle contracts section on the website for more information